@layer reset,base,layout,components;
@layer reset{*{box-sizing:border-box}body,h1,h2,h3,p,figure{margin:0}button,input{font:inherit}a{color:inherit}img,svg{max-width:100%}}
@layer base{
 :root{--ink:#112b33;--muted:#50636a;--paper:#fbfaf4;--white:#fff;--line:#d8ded8;--green:#135747;--lime:#e7f38a;--pale:#eaf0e6;--max:1140px;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--paper);font-size:17px;line-height:1.65}
 body{min-width:320px}h1,h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;letter-spacing:-.04em;line-height:1.06}h1{font-size:clamp(2.65rem,5.9vw,5.25rem)}h2{font-size:clamp(2rem,4vw,3rem)}h3{font-size:1.2rem;line-height:1.3;margin-bottom:.65rem}p+p{margin-top:1rem}a{text-underline-offset:4px}a:hover{color:var(--green)}:focus-visible{outline:3px solid #1f6fad;outline-offset:5px}ul,ol{padding-left:1.4rem}li+li{margin-top:.55rem}button{cursor:pointer}.muted,.small{color:var(--muted)}.small{font-size:.82rem}.eyebrow{font-size:.7rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;display:block;margin-bottom:1.1rem}.lead{font-size:1.12rem;max-width:40rem;color:var(--muted)}.serif{font-family:Georgia,'Times New Roman',serif}.tag{display:inline-block;border:1px solid var(--line);border-radius:2rem;padding:.22rem .75rem;font-size:.73rem}.skip{position:absolute;top:-80px;left:1rem;background:var(--ink);color:white;padding:1rem;z-index:10}.skip:focus{top:1rem}
}
@layer layout{
 .wrap{max-width:var(--max);margin:auto;padding-inline:2rem}header{border-bottom:1px solid var(--line)}.header-inner{min-height:100px;display:flex;align-items:center;justify-content:space-between;gap:2rem}.brand{display:flex;align-items:center;gap:.7rem;text-decoration:none;font-size:.94rem;font-weight:700;line-height:1.12}.brand-mark{width:36px;height:36px;background:var(--ink);color:var(--lime);display:grid;place-items:center;border-radius:50%;font-size:13px}.brand small{display:block;font-size:.63rem;letter-spacing:.13em;font-weight:400;margin-top:.35rem;text-transform:uppercase}nav{display:flex;gap:1.8rem;font-size:.8rem}nav a{text-decoration:none;padding:.5rem 0}nav [aria-current=page]{border-bottom:2px solid var(--ink)}.hero{padding-block:4.25rem 3.7rem;display:grid;grid-template-columns:1.25fr 1fr;align-items:center;gap:4rem}.hero .lead{margin-top:1.4rem}.hero-text{max-width:630px}.hero-compact{padding-block:3.5rem 2rem}.hero-compact h1{font-size:clamp(2.7rem,5vw,4.5rem);max-width:780px}.hero-compact .lead{margin-top:1.2rem}.section{padding-block:3.6rem;border-top:1px solid var(--line)}.section-heading{display:flex;align-items:end;gap:2rem;justify-content:space-between;margin-bottom:2rem}.section-heading p{max-width:390px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:2.2rem}.reading{max-width:790px}.reading h2{font-size:2.25rem;margin-bottom:1.3rem}.reading h3{margin-top:1.8rem}.reading p{max-width:72ch}.stack>*+*{margin-top:1.2rem}footer{border-top:1px solid var(--line);padding-block:2.5rem}.footer-grid{display:flex;justify-content:space-between;gap:2rem}.footer-grid p{max-width:600px}.footer-links{display:flex;gap:1.2rem;white-space:nowrap}.cta-band{padding:2.7rem;background:var(--green);color:white;display:flex;align-items:center;justify-content:space-between;gap:2rem;margin-bottom:3.5rem}.cta-band p{max-width:620px;color:#d9e9df}.cta-band h2{font-size:2.3rem;margin-bottom:.8rem}.cta-band .button{white-space:nowrap}.columns{display:grid;grid-template-columns:1.08fr 1fr;gap:3rem}.disclosure{padding:.9rem 0 1rem;border-bottom:1px solid var(--line);font-size:.73rem;color:var(--muted)}
 @media(max-width:850px){.hero{gap:2rem}.hero h1{font-size:3.6rem}.grid-3{grid-template-columns:1fr}.section-heading{display:block}.section-heading p{margin-top:1rem}.columns{gap:1.5rem}.cta-band{display:block}.cta-band .button{margin-top:1.5rem}}
 @media(max-width:640px){:root{font-size:16px}.wrap{padding-inline:1.3rem}.header-inner{align-items:start;gap:1rem;min-height:0;flex-direction:column;padding-block:1.1rem}nav{gap:1.3rem;width:100%;justify-content:space-between}.hero,.grid-2,.columns{grid-template-columns:1fr}.hero{padding-block:2.3rem;gap:2.2rem}.hero h1{font-size:3.4rem}.hero-compact{padding-top:2.3rem}.section{padding-block:2.6rem}.cta-band{padding:1.7rem}.footer-grid{flex-direction:column}.footer-links{flex-wrap:wrap}.desktop-break{display:none}}
 @media(prefers-reduced-motion:no-preference){a,button{transition:background-color .15s,color .15s}}
}
@layer components{
 .actions{display:flex;align-items:center;gap:1.3rem;flex-wrap:wrap;margin-top:1.7rem}.button{display:inline-flex;text-decoration:none;justify-content:center;align-items:center;padding:.82rem 1.15rem;background:var(--ink);color:white;border:1px solid var(--ink);font-size:.83rem;font-weight:700;border-radius:3px}.button:hover{background:var(--green);color:white}.button.lime{background:var(--lime);color:var(--ink);border-color:var(--lime)}.button.secondary{background:transparent;color:var(--ink)}.text-link{font-size:.83rem;font-weight:700}.note{font-size:.78rem;color:var(--muted);margin-top:.9rem}.example{background:var(--pale);padding:2rem 2rem 1.5rem;border-radius:4px;position:relative}.example .eyebrow{margin-bottom:1.7rem}.example-title{font-family:Georgia,serif;font-size:1.75rem;line-height:1.2;max-width:250px;margin-bottom:1.7rem}.time-bar{display:flex;height:19px;gap:3px;margin-bottom:.8rem}.time-bar span:first-child{background:var(--green);flex:2}.time-bar span:nth-child(2){background:#809c7a;flex:.67}.time-bar span:nth-child(3){background:#c0ccad;flex:.33}.legend{font-size:.72rem;display:grid;gap:.4rem}.legend div{display:flex;justify-content:space-between;border-bottom:1px solid #cbd5c9;padding-bottom:.35rem}.equation{padding-top:1.6rem;display:flex;align-items:baseline;justify-content:space-between;gap:.4rem}.equation strong{font-family:Georgia,serif;font-size:3rem;font-weight:400;letter-spacing:-.05em}.equation span{font-size:.85rem}.card{padding:1.8rem;border:1px solid var(--line);border-radius:3px;background:var(--white)}.card .number{font-family:Georgia,serif;font-size:2.3rem;display:block;color:var(--green);margin-bottom:1rem}.card p{font-size:.9rem;color:var(--muted)}.card a{display:inline-block;margin-top:1.3rem}.fit{padding:2rem;background:var(--pale)}.fit:last-child{background:#f2eee3}.fact-list{margin:0}.fact-list div{display:grid;grid-template-columns:190px 1fr;gap:1.5rem;padding:1.2rem 0;border-bottom:1px solid var(--line)}dt{font-weight:700}dd{margin:0;color:var(--muted)}.source{font-size:.74rem;margin-top:1rem}.calculator-form{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem}.field label{display:block;font-size:.82rem;font-weight:700}.field small{display:block;font-size:.73rem;color:var(--muted);margin-block:.3rem .6rem}.field input{width:100%;padding:.7rem;border:1px solid #9caeaa;background:#fff;border-radius:3px;font-size:1.15rem}.calculator-form .wide{grid-column:1/-1}.calc-panel{background:var(--green);color:white;padding:2rem;border-radius:3px;align-self:start}.calc-panel .eyebrow{color:var(--lime)}.result-number{font-family:Georgia,serif;font-size:3.8rem;line-height:1.1;letter-spacing:-.04em;margin-bottom:.8rem}.result-meta{font-size:.83rem;color:#e1ebe5}.result-breakdown{border-top:1px solid #5d8c7f;margin-top:1.5rem;padding-top:1.2rem}.result-breakdown div{display:flex;justify-content:space-between;gap:1rem;margin-bottom:.5rem;font-size:.85rem}.calc-buttons{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.3rem}.example-alert{color:#795719;font-size:.8rem;min-height:1.4em}.error{color:#a53422;font-size:.85rem}.checklist{list-style:none;padding:0;counter-reset:check}.checklist li{counter-increment:check;display:grid;grid-template-columns:38px 1fr;gap:1.1rem;padding:1.3rem 0;border-bottom:1px solid var(--line)}.checklist li:before{content:counter(check,decimal-leading-zero);color:var(--green);font-family:Georgia,serif;font-size:1.5rem}.checklist h3{margin-top:0}.checklist p{font-size:.95rem;color:var(--muted)}details{border-block-end:1px solid var(--line);padding-block:1.1rem}summary{font-weight:700;cursor:pointer}details p{margin-top:.75rem;font-size:.92rem;color:var(--muted)}.callout{border-left:3px solid var(--green);padding:1.2rem 1.5rem;background:var(--pale)}.calc-panel .small{color:#d9e9df}@media(max-width:640px){.fact-list div{grid-template-columns:1fr;gap:.4rem}.calculator-form{grid-template-columns:1fr}.example{padding:1.5rem}.equation strong{font-size:2.6rem}}
 @media print{header,footer,.actions,.cta-band,.calc-buttons,.disclosure{display:none}.wrap{max-width:none;padding:0}.section{padding-block:1rem}.hero-compact{padding-block:0 1rem}body{font-size:11pt;background:white}.checklist li{break-inside:avoid}a{text-decoration:none}}
}